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ISO Rating

If you need help with your homeowner's insurance we can perform home inspections, mitigation suggestions, fill out insurance surveys, etc. For more information, please reach out to our Fire Marshal. firemarshal@nederlandfire.org

In 2020 NFPD lowered it's ISO rating to a Class 4 throughout the entire service area. This represents a very significant improvent not only for the Town of Nederland, but a dramtic improvment in our unhydranted areas. This rating is the result of years of commitment in developing water tender shuttles and improved tender fill sites and cisterms.

Prior to this, the Nederland Fire Protection District had an ISO of 5 within Town limits due to hydranted water supply and an ISO of 8B in the rest of the District (including Eldora, Ridge Road and other areas outside of Town limits).  We are enourmously proud of the work and effort that went into lowering our current ratings.

ISO's Public Protection Classification (PPCTM) Program

To help establish appropriate fire insurance premiums for residential and commercial properties, insurance companies need reliable, up-to-date information about a community's fire-protection services. ISO provides that information through the Public Protection Classification (PPCTM) program.

What is the PPC program?
ISO collects information on municipal fire-protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data using our Fire Suppression Rating Schedule (FSRS). We then assign a Public Protection Classification from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire-suppression program doesn't meet ISO's minimum criteria.

By classifying communities' ability to suppress fires, ISO helps the communities evaluate their public fire-protection services. The program provides an objective, countrywide standard that helps fire departments in planning and budgeting for facilities, equipment, and training. And by securing lower fire insurance premiums for communities with better public protection, the PPC program provides incentives and rewards for communities that choose to improve their firefighting services.